Faq’s

Q? How will you help us to understand what we should insure ourselves for?: A.

We will explain the covers available to you and discuss how to calculate the amount of cover you need to help you avoid being under insured.
Q? Can I get cheaper insurance if I use the online comparison sites?: A.

It is true that cheaper premiums are available online. However employing Bargate Holroyd as your Broker not only provides you with advice on the type and amount of cover you need, but also gives you peace of mind knowing that in the event of a problem or incident we are here to help you and act on your behalf as necessary. Obviously when buying insurance online no such assistance is available. You are on your own!
Q? What is Gap Insurance or Guaranteed Auto Protection or Guaranteed Asset Protection?: A.

GAP Insurance is designed to financially protect you in the event of a total loss due to Fire, Accident or theft. We have products available for cars, light vans, commercial vehicles up to 44 ton, motorcycles, motor homes and driving school vehicles.
Q? As an insurance broker do you approach more than one company to offer a quote?: A.

Yes, our role is to ensure that your demands and needs are fully met and that you get the right cover at a competitive price.
Q? Are you able to call on us to discuss our individual requirements for our business cover?: A.

Of course, we can arrange appointments for businesses in most areas.
Q? If we have a claim, will you assist us?: A.

We take every aspect of your insurance cover seriously and if a claim occurs we will do everything we can including negotiating with insurers to help you get the best possible settlement.
Q? What about the policy small print?: A.

As your broker we will take care to point out the significant conditions and exclusions within the policy wording. However we always recommend that you take time to read fully all of the documentation which we send to you. This is so that you can raise any queries or concerns before an incident occurs.
Q? How can we pay premiums to you?: A.

We offer a number of payment methods often including monthly instalment facilities. We confirm these methods to you when we provide you with a quotation.