How personal injury cover works
Personal injury insurance might provide you with financial help if you have an accident
Accidents can happen when you least expect them and a serious injury or accidental death could put you and your family in serious financial difficulty. Personal injury cover, or personal accident insurance as it is sometimes called, can provide you with financial help in such a situation.
How can I buy personal injury cover?
It is often included or can be added on to car, travel, sports, home and business policies, but can also be bought separately. Should you become injured or die as a result of an accident, you or your family could receive a cash sum.
Most personal accident policies pay tax-free lump-sum benefits when the policy terms are met, but in some cases payment for non-fatal accidents might be paid out over several months.
Whilst cover that is tied to other insurance policy specific circumstances, such as a car accident, standalone insurance will protect you for a wide range of incidents.